Category Archives: News

Mortgage Rates are Rising, So It’s Time to Buy!

mortgage ratesWhile most of us are happy to see the end of the foreclosure crisis and an improved national economy, the truth of the matter is that, while buyers were able to land some amazing deals during the recession, their current situation isn’t looking as promising.  Plain and simple, in the majority of markets, the number of people searching for homes far exceeds the available inventory, which means many buyers are having a difficult time finding a home that truly meets their needs.

In the last few years, buyers were able to score big with low mortgage rates; however, the real estate industry—as well as the federal government—made no secret of the fact that rates were expected to go up in 2015.

As it stands right now, mortgages are up 30 to 40 points from last year’s low.  While the actual math behind these numbers may prove confusing, suffice it to say that a higher mortgage rate will increase your monthly payment, which may potentially limit the type of home you can purchase.  Present numbers would suggest that most buyers can expect an additional $40 on their monthly statement, which may prove to be a lot for many middle- and lower-income households.

Therefore, if your goal is to secure a suitable home at the lowest price possible, it’s worth entering the real estate market sooner rather than later since rates are expected to keep going up.  To get things moving, it’s important to utilize the services of an experienced real estate agent, as well as a reputable mortgage lender who can help you look for discounts, government programs, and other savings during the application process.

With increasing mortgage rates, you’ll need all the savings you can get, so surrounding yourself with a solid team is extremely important.

To learn more about finding your dream home before the mortgage rates get even higher, please feel free to contact me.  I’d love to offer my advice or provide you with referrals for several qualified mortgage professionals.

Marie Dinsmore | The Dinsmore Team | www.DinsmoreTeam.com | 770-712-7789

Featured Neighborhood: Fieldstone Preserve by Lennar Homes

Magnolia-C-elevLocated in Cumming, just minutes from GA 400 and GA 20, Fieldstone Preserve is positioned within a scenic wooded setting that is perfect for families who desire a fun-filled lifestyle.  With expansive homes starting in the low $400s, this upscale community offers both resort-style amenities—to include a clubhouse and fitness center, as well as five swimming pools, 12 tennis courts, a beach volleyball court, basketball court, walking trails, and a private lake—as well as gracious executive homes ranging from 2,886 to 4,353 square feet.

Built by Lennar, one of the nation’s largest homebuilders, this beautiful community boasts homes that are bedecked with classic exterior features such as traditional brick and three-car garages, as well as poured, reinforced concrete foundations, rear patios or decks, and professionally landscaped yards.

Inside, all homes come standard with crown molding, gourmet kitchens with stainless steel appliances and granite countertops, recessed lighting, spacious walk-in closets, and energy efficient construction.  In addition, buyers will be pleased to discover elegant two-story foyers, hardwood flooring, brushed nickel fixtures, and cultured marble vanities in all full secondary baths.

For families with school-aged children, Fieldstone Preserve is located within Forsyth County, which features some of the best schools in Georgia.  The closest schools include the award-winning West Forsyth High School, as well as Vickery Middle School, and Kelly Mill Elementary.

While perfect for buyers looking to live away from the bustle of Atlanta and everyday life, Fieldstone Preserve is still conveniently located within a few miles of a host of restaurants, shops, and recreational activities, to include The Collection at Forsyth, Northpoint Mall, Vickery Village, and gorgeous Lake Sydney Lanier.

If you’d like to know more or are interested in scheduling a viewing, please do not hesitate to contact me.  I’d love to show you the neighborhood and hopefully help you discover the home of your dreams!

Marie Dinsmore | The Dinsmore Team | www.DinsmoreTeam.com | 770-712-7789

Marie Dinsmore Named RE/MAX All Properties 2014 Top Sales Associate

Along with being given the 2014 Five Star Professional Real Estate Award, being named to Trulia’s 2014 “Best of” list, and earning the 2014 RE/MAX Platinum Club Award, I am proud to announce that I have rounded out a fantastic year by being named the 2014 RE/MAX All Properties Sales Associate of the Year.

IMG_0016With over $11 million in sales for 2014, this is the second time I’ve been given this amazing honor and I am so thankful to everyone who helped me along the way.  My success is not an individual feat—it is something that is a direct result of the support I have gained from my customers, network family, and friends, and I am unbelievably grateful for all of their blessings.

At the end of the day, real estate is my profession and I am proud of where it has taken me but more than that, I am so thankful for the opportunity it has given me to interact with the community in a way that gives back and builds relationships which go far beyond simply buying and selling.

Thank for this latest honor.  It is truly one of the highlights of my life and career.

Marie Dinsmore | The Dinsmore Team | www.dinsmoreteam.com | 770-712-7789

Marie Dinsmore Receives Highest Trulia Honor for 2014

j2014 was truly a great year for The Dinsmore Team and I am thrilled to announce that I was recently recognized in Trulia’s first annual “Best of Trulia” list.

As the leading online marketplace for home buyers, sellers, renters, and real estate professionals, Trulia has opened up this new program to recognize agents who consistently garner the highest ratings from past clients in an effort to help consumers find and connect with the top agents in their area.

These awards, which are based upon the number of customer reviews an individual agent receives, as well as their client ratings and the number of buy-side or sell-side transactions that were completed in 2014, represents less than 2% of the agents with Trulia profiles in the country.

For consumers, this list offers the opportunity for buyers and sellers to browse top local agents and to see their experience listed in one place, while also allowing potential homeowners to view each agent’s past sales history and customer reviews.

As an agent who has successfully utilized Trulia to market my listings, I am beyond honored to have received so many glowing reviews from my past customers.  At the end of the day, personal recommendations are truly the heartbeat of my business and I am so thankful to have earned your trust.

—here’s to making 2015 just as successful!

Marie Dinsmore | The Dinsmore Team | www.dinsmoreteam.com | 770-712-7789

Marie Dinsmore Earns RE/MAX Platinum Club Award

1394632456When it comes to doing your job and doing it well, there’s nothing like the feeling of receiving an award which truly recognizes all of your hard work and dedication.  Therefore, as we gear up for the spring real estate season, it is with abounding joy that I announce my inclusion into the RE/MAX Platinum Club for Realtors©.

RE/MAX Club Awards are individual awards that are based on levels of annual commission from January 1st through December 31st and are distributed based upon single year commission reports.  As one of the highest designations within the company, the Platinum Club recognizes those agents who have earned anywhere from $250,000-$499,999 in gross commissions.

While I’ve taken great pride in winning the Million Dollar Club every year since 2003—meaning I have consistently sold more than $1 million dollars-worth of property—this designation, which I previously earned in 2005, truly pushes me to continue on my quest to raise the bar for the real estate industry, my clients, and the community.

At the end of the day, I offer my customers a level of experienced understanding and keen attention to detail that are truly second-to-none. If you are looking for the services of a seasoned agent, please do not hesitate to contact me.

I’m looking forward to making 2015 another successful year and I cannot wait to help make your dreams come true along the way.

Marie Dinsmore | The Dinsmore Team | www.dinsmoreteam.com | 770-712-7789

Community Resources

WELCOME

2019 Welcome Services

The Dinsmore Team has created this handy guide for both Buyers and Sellers. The guide lists trusted service providers that we use personally and professionally. The providers listed service the Forsyth and North Fulton County areas.

2014 Complete Guide to Moving

This 20-Page Guide will be your comprehensive source for selling your home and planning your move. It includes tips for getting ready to sell, planning your move, packing and transitioning into your new home.

2014 Home Owners Tip Guide

This 20-Page Guide will help you develop an annual maintenance schedule for your home's systems and appliances to help you avoid bigger problems by taking care of them while they are small. It's also a great resource for trouble shooting malfunctions on your own, saving you time and money.


utilities

Looking for a fast way to connect all of your utility services online? Try Connect Utilities.

Please let us know if there are other resources you'd like to see.

Marie@DinsmoreTeam.com

770-712-7789