Category Archives: Buying a Home

Fees to be Aware of When Purchasing a Home

Purchasing a home is arguably one of the biggest financial decisions you will make in your lifetime. As you start your hunt, don’t forget there will be other costs associated with your purchase than the price of the home. This is valuable information, especially for first-time homebuyers. These are all good reasons to hire an experienced Real Estate Agent to help navigate you through the process, plus the fact of multiple offers and homes now selling above listing price.

Here are 5 fees to keep in mind as you begin to budget.

  1. Home inspection. This is a crucial step in the home buying process. The findings that come from the inspection can help you negotiate price and repairs. Generally, you can expect to pay between $300 to $500 depending on the home and the location.
  2. Title services. Title services encompass the transfer of the title from the seller and a thorough search of the property’s records to ensure to no one will pop up with a claim to the property. Additionally, you may need to buy title insurance which will protect the lender or your investment in the home.
  3. Appraisal fee. Before getting a loan, you will likely be required to get an appraisal of the home to determine its estimated value. This will be conducted by a third-party company and the cost can land anywhere between $300 and $1,000, depending on the size of the home.
  4. HOA fees. Many communities have a homeowners’ association that enforces monthly fees. This money is used for general maintenance and updates to areas like pools, parks, and more. Typical HOA fees are around $200 per month.
  5. Taxes. The taxes each buyer pays at the closing table differ, but it is not uncommon for it to be up to two months’ worth of county and city property taxes. Additionally, there may be taxes for the transfer of the home title.

I would be happy to talk with you as you prepare to buy or sell and devise a plan to help you transition as smoothly as possible.

Sincerely,

Marie Dinsmore

The Dinsmore Team

Experience, Passion, and Commitment to Excellence

Feeling Grateful

Despite such a challenging year of 2020, with the Pandemic, low inventory of homes, etc. we are very honored to have been among those achieving the Circle of Excellence Award from the 400 North Board of Realtors.

While it’s an honor and I’m very grateful to receive these accolades, honors, and awards, it’s not necessarily my goal that I set out to achieve each year. My goals are to give my clients the best possible service possible, whether it is to help them list, stage, and get the best price for their home or to find them their perfect new home.  My passion is helping people.  As a result, by providing this high level of service, I have many repeat clients as well as referrals of friends and family over my 19-year real estate career.  For this, I am truly grateful for their trust and confidence.

One of the other ways I service my clients is my knowledge of the market.  I ensure I am well versed in all matters of real estate.  As a realtor, we are tasked each year to accomplish so many education units.  I typically go beyond what is required.  I have been certified in negotiating, probate, distressed property, luxury home market, iRep Pro, etc.  So, please know whatever someone’s real estate needs are, I will always do my very best to deliver the ultimate service experience.

For a list of certifications and awards, please see our ‘About’ page.

In Appreciation,

Marie Dinsmore

The Dinsmore Team

Experience, Passion, and Commitment to Excellence

Top Tips for House Hunting Online

Hunting for a new home online is a great place to start your new home search, but it should not be your end all be all.  One of the services that I offer my clients is providing them with the most up to date current listings of the homes that meet their search criteria.  I have access to and can send the notice of a new listing within 15 minutes of it going on the market.  And some I even know about as ‘Coming Soon.’  I can also research the ones of interest prior to the showing to find out if it truly meets all the checkboxes before we schedule a showing for you.

Good listing agents are excellent at highlighting the best features of the home, but keep in mind there may be more than meets the eye. To make the most of your time and efforts and gather a well-rounded picture of home listings online, keep the following three things in mind.

  1. Stay up to date. When you start your search, make sure you find a site that pulls up-to-date listings directly from the multiple listing service (MLS) where real estate agents actively post their most current homes for sale. Many online resources update less often or fail to remove listings that are off the market, making it more difficult to sort through the clutter. The service I provide will provide the most up to date information.
  2. Pictures can be deceiving. Real estate photographers are experts at showing a home in the best possible light. Many use tools and strategies to boost appeal, such as a fisheye lens to make areas look larger and creative editing to make colors and textures really pop. But often listings will not contain photos of unappealing parts of the home, like small closets or outdated bathrooms. When you wonder why there are not certain photos of key points of the home, it’s usually because that’s what they don’t want you to see.  Some research on my part often uncovers that and eliminate wasted time of going for a showing.
  3. See it to believe it. Once you find what appears to be your dream home online, call me to schedule a showing. You want to take the opportunity to vet the home in person and explore every part of it before beginning the offer process. I will help you cover all your bases and will ask questions you may not have thought of.

Yes, inventory is low and the market is very competitive right now, but I can save you time, energy, and frustration by being your source for your new home search.  Provide me your wish list and I’ll set up for you to receive a notice when your dream home comes up for sale.

Marie Dinsmore

RE/MAX Around Atlanta

Experience, Passion, and Commitment to Excellence

Why selling your home during holidays can be a good thing

Most people think that spring is the best time to sell their home because everyone wants to buy as soon as school is out and get settled before the new year school year starts.  With COVID this year, you can throw out almost all the ‘normal’ statistics from the past.  As with this year, even though inventories were and are still low, it has been a record-breaking year for real estate.  This year has proven, there is no ‘ideal time’ to buy or sell.

Because inventory is low, it is definitely a seller’s market.  Typically, before a home is ever listed, we can put out a notice of ‘Coming Soon,’ and have multiple appointments for showings before it ever shows up on FMLS.  For one such home recently, I had 9 appointment showings prior to it being formally ‘listed’ and a cash offer.

So, what does this have to do with selling your home during the holidays?  Here are some reasons:

  • You have very motivated very serious buyers that possibly have had to rent temporarily until they could find what they wanted
  • Because inventory is low, you can usually get near or sometimes above the asking price, as many homes are receiving multiple offers now
  • Because homeowners decorate and make their home feel warm and inviting sometimes invokes the buyer’s emotions as to which home they choose.
  • And plus, it makes an Awesome gift to the family – so get them what they really want

There are many reasons some do not want to list during the holidays.  They are worried about showings and people being in and out of their homes.  Right now, it has turned into a very quick process with multiple showings as soon as it’s listed.  Most all listings right now are going very quickly.  Buyers around the holidays are very serious.  They are not just ‘window shopping.’  They are ready to pull the trigger when they find what they want.

Another reason some people sell and buy the last couple of months of the year, is due to job offers and transfers.  They can’t wait until Spring.  Most companies want their employees in place the first of January.  They figure that the extra holidays give time to pack and move.

Lots to think about with the new year fast approaching.  Housing costs will probably rise as well as the interest rates.

If you want to explore the possibilities, give me a call, and let’s talk.

Marie B Dinsmore
Certified Negotiation Expert
RE/MAX Around Atlanta
Marie@DinsmoreTeam.com
www.DinsmoreTeam.com
770-712-7789

Still Listing / Still Showing Homes / Homes Still Being Sold

These are challenging times, but, Yes, we are still listing, showing homes, and selling homes.  Granted we have had to get creative in order to do so, but that is what a good experienced real estate agent does.

Some of our clients are willing to do Facetime Virtual tours.  Others have created a virtual tour of their home that we can send to prospects.  For those clients who decide they want to visit the property and see it in person, we are taking every precaution.  We ask the property owner to open all doors as well as cabinet doors, so we don’t have to touch anything.  Or if we do, we’re using gloves.  We are sanitizing upon entry and when we leave the property.  Our buyers and seller’s safety are our primary concern at this time.

There are also other ways to receive offers for your home rather than the traditional listing.  As an iRep Real Estate Pro, I can help you receive cash offers on your home and a retail market valuation in 48 hours.  So, if you were planning to sell this spring but are apprehensive, due to our current situation, this might be an option to consider.

Contact me and we can discuss all your options.

Marie Dinsmore

The Dinsmore Team

RE/MAX Around Atlanta

www.DinsmoreTeam.com

Cell 770-712-7789/Fax 770-888-7793

Experience, Passion, and Commitment to Excellence!

Community Resources

WELCOME

2019 Welcome Services

The Dinsmore Team has created this handy guide for both Buyers and Sellers. The guide lists trusted service providers that we use personally and professionally. The providers listed service the Forsyth and North Fulton County areas.

2014 Complete Guide to Moving

This 20-Page Guide will be your comprehensive source for selling your home and planning your move. It includes tips for getting ready to sell, planning your move, packing and transitioning into your new home.

2014 Home Owners Tip Guide

This 20-Page Guide will help you develop an annual maintenance schedule for your home's systems and appliances to help you avoid bigger problems by taking care of them while they are small. It's also a great resource for trouble shooting malfunctions on your own, saving you time and money.


utilities

Looking for a fast way to connect all of your utility services online? Try Connect Utilities.

Please let us know if there are other resources you'd like to see.

Marie@DinsmoreTeam.com

770-712-7789