Category Archives: News

Marseille Final Lots Available – Cumming, GA

112512-HF-cover_4If you’ve had your eye on the Marseille neighborhood in Cumming, GA, but have found yourself putting off serious consideration, the time has come to start making some decisions!  Earlier this month, Edward Andrews Homes announced the marketing of the remaining ten homes within the Marseille community, and with an abundance of high-end appliances and luxurious materials, each one is a steal at just $399 to $480K.

Most of the original homes within this neighborhood closed within in the mid to high $500’s, so you don’t want to let this pricing pass you by.  Below is a list of the remaining homesites for your consideration.

HOMESITE 1– This Camellia floor plan includes a basement, as well as a keeping room, Jack & Jill secondary bath, a closed-in media room, and a FANTASTIC backyard!  With an elegantly upgraded interior and a craftsman fill, this home is one of the best values in the community.  For a limited time, buyers will still have the option to change the flooring, tile, or paint colors—$459,000.

Marseille-forsyth-georgia-camellia-master-bathroom-1024x682HOMESITE 29- Located within the second phase, this wooded homesite is still in the pre-planning stage but will be built with an Orchid layout that includes a basement, a keeping room, and a closed media room.  Additionally, since EA Homes values a customized experience, buyers will still be able to pick their colors for a limited time—$454,900.

HOMESITE 49- If you’re looking for a home that includes a useable backyard, as well as a beautiful front porch and basement, then this is the homesite for you.  This particular house was designed with the Camellia layout and also boasts a keeping room, a closed-in media room, a truly amazing master closet, and an abundance of beautiful upgrades—$469,900.

HOMESITE 50- If you want a home with curb appeal, this house comes equipped with a large front and side yard, as well as a basement.  While still in the pre-planning stages, this home also features a Burton floor plan, which is one of Marseille’s most desirable options, and for a limited time, is open for buyers who would like to select their upgrades—$474,900.

HOMESITE 59- Featuring a stunning stone covered entryway and custom hanging light fixture, this Orchid basement plan includes a keeping and media room, as well as an upgraded professional landscaping package which lends itself to a truly serene home—$449,900.

Marseille-forsyth-georgia-camellia-kitchen-dark-cabinets-1024x682HOMESITE 62- If you’re looking for a home with a master on the main floor, this is the last remaining home featuring this option in the division.  Featuring a Woodruff layout which includes a large basement, beautiful open floor plan, five bedrooms, and a closed-in media room, this gem of a house is located on a premium lot with an abundance of privacy and a rolling creek—$479,900.

HOMESITE 67- If you want a home which you can fully customize to meet your needs, this Camellia basement layout is still in the pre-planning stages and is available for buyers looking to select their own colors, upgrades, and other options—$474,900.

HOMESITE 100- As the last slab homesite within the community, this lot will feature an Orchid layout, which includes an amazing backyard, as well as a keeping room and close-in media space.  If you’re looking for value, then this is the home for you—$399,900.

If you want to learn more about any of these homes or would like to schedule a viewing, I’d love to assist you with the process.  When it comes to new subdivisions, while it’s always possible to work directly with the builder’s agents, it’s always a wise idea to work with an experienced Realtor who can make sure your interests and needs are being protected.

Please feel free to contact me for more information.

Marie Dinsmore | The Dinsmore Team | www.dinsmoreteam.com | 770-712-7789

Traditions in Cumming, GA: Phase I Now Open

130909_ProjectSitePlan_FromHook_Updates-01 Ground was broken on this desirable neighborhood in 2013; however, Traditions in Forsyth County has announced their initial release. With pricing ranging from about $433-$537 thousand, this beautiful, tree-lined development is located within close proximity to some of the top-rated schools in the state, as well as a wide variety of shopping and dining options.

With 12 available homesites—four of which have basements—and four available homes, this first phase sits within close proximity to the community amenities, as well as Fowler Park and the Big Creek Greenway.

AMENITIES

siteplanFront Door Communities, which is an award-winning, full-service firm with extensive experience developing neighborhoods and building homes, has made it their goal to create an amazing community that truly honors the needs of its residents.  From over a dozen neighborhood parks with a competition pool and children’s splash area, to a lake with walking trails and four lighted tennis courts, the amenities at Traditions are second-to-none.

HOMES
The homes, which feature a blend of classic materials—brick, stone, shake, board and batten, and siding—come standard with architectural shingles and stone front porches, and boast professional landscaping and carriage-style garage doors.

130917_Traditions_Rendering-01Inside, gleaming hardwoods line the foyer, kitchen, breakfast and powder rooms (living room and dining room included in larger models), while granite countertops come standard in all homes.  Each kitchen boasts an oversized kitchen island, as well as Whirlpool stainless steel appliances, and each bath comes complete with cultured marble countertops, with a Barclay free-standing soaking tub in the master.

ENERGY EFFICIENCY & SAFETY

For their residents who are interested in making sure their homes are saving them money on heating and air costs, each home in the community has been built with an array of eco-sensitive and energy-efficient options such as LP TechShield radiant barrier roof sheathing, Low-E, double-pane vinyl windows, and ENERGY STAR appliances.  From there, homeowner safety is also of the utmost importance, leading to pre-wired security systems with two keypads and motion sensors on all doors and windows, as well as carbon monoxide detectors and decorative exterior door hardware with dead bolt lock.

CONCLUSION

If you’re interested in learning more about this luxurious community (www.traditionsatl.com), it’s important to remember that utilizing the services of an experienced buyer’s agent is a prudent move when purchasing a new construction.  The community will have their own agents; however, by having a Realtor working in your corner, you can rest assured that your best interests will be protected throughout the buying process.

If you have questions, I’d love to be of service to you.  For more information, please feel free to contact me at your earliest convenience.

Marie Dinsmore | The Dinsmore Team | www.dinsmoreteam.com | 770-712-7789

So, What Exactly is the Fair Housing Act?

My-interracial-nuclear-familyWhen it comes to real estate and most forms of housing, the Fair Housing Act creates a blanket of sorts that envelops those looking to purchase or rent a residence.  In essence, while there are still stipulations, race, color, national origin, religion, sex, familial status, or disability cannot be a deciding factor in things such as refusing to rent or sell housing, set different terms or conditions, or deny a dwelling.

Dating back to the 1960’s, the large political movements pushing to outlaw discrimination also set their sights on a broad range of housing transactions—to include mortgage lending, advertising, zoning, and homeowner’s insurance.  Termed fair or open housing, President Lyndon B. Johnson urged congress to finally pass the federal Fair Housing Act, which sought to create a cohesive housing market in which a person’s look, culture, or background would not limit their access to property.

WHAT IS PROHIBITED?

In the sale and rental of housing, no one may take any of the following actions based on race, color, national origin, religion, sex, familial status, or disability:

  • Refuse to rent or sell housing
  • Refuse to negotiate for housing
  • Make housing unavailable
  • Deny a dwelling
  • Set different terms, conditions, or privileges for sale or rental of a dwelling
  • Provide different housing services or facilities
  • Falsely deny that housing is available for inspection, sale, or rental
  • For profit, persuade owners to sell or rent (blockbusting)
  • Deny anyone access to or membership in a facility or service (such as a multiple
  • listing service) related to the sale or rental of housing

In mortgage lending, no one may take any of the following actions on the basis of:

  • race, color, national origin, religion, sex, familial status, or disability
  • Refuse to make a mortgage loan;
  • Refuse to provide information regarding loans;
  • Impose different terms or conditions on a loan, such as different interest rates, points, or fees;
  • Discriminate in appraising property;
  • Refuse to purchase a loan; or
  • Set different terms or conditions for purchasing a loan

Individuals who feel that they have been discriminated against in the housing process can lodge a complaint with HUD’s Office of Fair Housing & Equal Opportunity (FHEO), where the issue in question will be forwarded to the state; however, it’s important to note that local agencies will be investigating the case instead of FHEO.

If you have any questions, I would love to be of service.  Please do not hesitate to contact me for assistance.

Marie Dinsmore | The Dinsmore Team | www.dinsmoreteam.com | 770-712-7789

In Progress: Mountain Crest by Lennar

7630562014AvalonFrontwebAs the second largest homebuilder in the United States, the Lennar Corporation has announced that they are securing the permits to build a large neighborhood of houses and townhomes just West of Cumming.

As part of Forsyth County, the Georgia division of the Miami-based company says the new division—covering 444 acres and entitled Mountain Crest—will consist of 572 single-family homes and 124 townhouses along Chamblee Gap Road.

The project, which will hopefully connect to the Big Creek Greenway’s trail network, has a completion date of 2022; however, the first initial phases are expected to be open by 2016.

The actual development calls for 1.6 units per acre, but Lennar is promising an unprecedented 200 acres of green space within the community.

For now, Lennar is going through the process of getting approval through the county, as well as the Georgia Mountains Regional Commission (which is required for all developments with 300+ lots).  Once all comments are addressed through the GMRC, Lennar will be looking to reduce the area’s required commercial and office use from 25% to zero, while also reducing the stream buffer from 50 feet to 25 feet.

Stay tuned for more updates as we get closer to seeing this wonderful new development become a reality!

Lennar-sized

 

Appraisers vs. Online Automated Valuation: Know the Difference

AVM-copyBig news came down the wire last week when it was announced that Zillow had acquired Trulia for $3.5 billion in stock options.  While a lot of people may not see how this merger will directly impact their life, for home buyers or sellers, it’s always a good idea to understand the difference between “zestimates”—home value estimates taken from Zillow—or Automated Valuation Models (AVM) and real people.

When it comes to AVM’s, they tend to work best on “cookie cutter” homes where most of the properties look relatively similar to one another.  Therefore, it should come as no surprise that very few lenders rely solely on AVM’s for loan decisions since they can’t always accurately value unique properties such as those sitting on Lake Lanier, various upscale golf courses, and homes with a great deal of acreage.

Therefore, the following is a list of things that an automated or non-appraiser valuation (such as the kind you would find on Zillow) won’t tell you.  Before you consider purchasing a home based on these types of online valuations, it’s important to understand the difference.

1.)    IS THE PHYSICAL HOUSE STILL STANDING WITH ACCURATE SQUARE FOOTAGE?  Sites like Zillow obtain their information from courthouse and property data regarding location and square footage, which means it’s not based on an actual appraiser’s home measurement.  If you’re considering a house, you’ll obviously want to know for sure that it has things like four walls and a roof; therefore, it’s not always smart to assume that a computer is the best source for up-to-date data.

2.)    ARE THERE UNIQUE FEATURES WHICH MIGHT ADD OR DETRACT FROM THE PROPERTY VALUE?  Sure, the computer might value a property at $300,000; however, that number might be subject to extenuating circumstances such as the train tracks just down the road or the desirable parks right outside the neighborhood.

3.)    WHAT VARIABLES IMPACT COMPARABLE SALES?  While a computer might compare your property to similar, recently sold property a ¼ mile away, it doesn’t mean all of the other variables are in line.  The properties might be in a different school district, sit on different roads, be flood-prone, or have been sold under duress.

4.)    ARE THERE MARKET FLUCTUATIONS?  Since automated online systems utilize data from recent, nearby sales, they may not account for neighborhoods that are beginning to experience upturns or downturns.

5.)    IS YOUR APPRAISER QUALIFIED?  When you work with an appraiser, you’re generally aware of the person’s qualifications and whether they will complete your project with professionalism, solid ethics, and judgment; however, when it comes to free online services, you have no idea who is behind the values and either way, they will never compare to the work of a physical, on-site appraiser.

Marie Dinsmore, Certified Luxury Home Specialist | The Dinsmore Team | www.dinsmoreteam.com | 770-712-7789

Community Resources

WELCOME

2019 Welcome Services

The Dinsmore Team has created this handy guide for both Buyers and Sellers. The guide lists trusted service providers that we use personally and professionally. The providers listed service the Forsyth and North Fulton County areas.

2014 Complete Guide to Moving

This 20-Page Guide will be your comprehensive source for selling your home and planning your move. It includes tips for getting ready to sell, planning your move, packing and transitioning into your new home.

2014 Home Owners Tip Guide

This 20-Page Guide will help you develop an annual maintenance schedule for your home's systems and appliances to help you avoid bigger problems by taking care of them while they are small. It's also a great resource for trouble shooting malfunctions on your own, saving you time and money.


utilities

Looking for a fast way to connect all of your utility services online? Try Connect Utilities.

Please let us know if there are other resources you'd like to see.

Marie@DinsmoreTeam.com

770-712-7789