The Dinsmore Team Terms and Conditions

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At the Dinsmore Team, your privacy is very important to us. The purpose of this privacy policy is to provide you with a description of the types of information we collect about you when you visit our site at www.dinsmoreteam.com (the Site), and how we use that information. By visiting or using our Site, you agree to the provisions of this privacy policy. If you do not agree to the terms of this Policy, please do not use this Site.

This policy only applies to information collected while you are on our website pages. These pages may contain links to other Web sites, including sites of third parties who have a relationship with Dinsmore Team or our affiliated real estate professionals. Please be aware that when you click on a link that takes you to another Web site, any information you provide, including financial information, is subject to the privacy policy of that site. We do not control and are not responsible for the practices of such sites.

We collect and store information that you voluntarily provide to us as well as data related to your Site visit and usage.

We collect personally identifiable information (including, but not limited to, name, address and phone number) that is voluntarily provided to us by you. For example, you voluntarily provide personally identifiable information when you send us an email, use certain features of the Site, participate in a survey or sweepstakes, or register with our Site.

In addition, during your visit we automatically collect certain aggregate information related to your Site visit. Aggregate information is non-personally identifiable or anonymous information about you, including the date and time of your visit, your IP address, your computer browser information, the Internet address that you visited prior to and after reaching our site, the name of the domain and host you used to access the Internet, and the features of our Site which you accessed.

Baked cookies are delicious, but internet cookies are simple text files stored on your computer for use by a browser. Certain website features may only be available through the placement of a cookie. We may use cookies to assist in data collection and to track visitor Site usage and trends to help us better serve you. The use of cookies is a standard practice among Internet Web sites; most internet browsers permit a user to accept, decline or delete cookies. This Web site works with a first party cookie that collects anonymous traffic data at this Web site. However, if we do bake any real cookies, you are welcome to them.

We use collected information to make available and to improve our high standard of reliable services. We use such information to respond to inquiries or service requests and monitor such responses; to provide information about and market our products or services or those of our franchise network affiliates, including the Dorsey Alston franchise of independently owned offices and their agents; to resolve problems; and to manage our website and assess its usage.

We do not sell or rent personally identifiable information to third parties who are not affiliates of the Dinsmore Team. We may disclose personally identifiable information to appropriate affiliates, including strategic alliance affiliates, to respond to a request for service or the provide information about available products or services, and to third party service providers. We may share aggregate information with certain third parties such as advertisers, national industry organizations, and prospective affiliates. In addition, we reserve the right to disclose aggregate information and personally identifiable information to third parties as required or permitted by law and when we believe that disclosure is necessary to protect our rights.

This website is not directed toward children, and we do not knowingly collect information from children.

This privacy policy is effective as of 2011. Each time you use the website, the current version of the policy will apply. Accordingly, when you use the website, you should check the date of this policy (which appears at the top of the policy) and review any changes since the last version. We reserve the right to change this policy from time to time without prior notice. Any such policy changes will be effected as of the date on which they are posted.

IMPORTANT NOTICE
The Dinsmore Team is not associated with the government, and our service is not approved by the government or your lender. Even if you accept this offer and use our service your lender may not agree to change your loan. If you stop paying your mortgage you could lose your home and damage your credit rating.

ALSO IMPORTANT: The preceding notice is required by the Federal Trade Commission because we offer, in accordance to their definition, “Mortgage Assistance Relief Services” by offering “short sale negotiation services”. The rule that the FTC has applied to short sale real estate agents is primarily intended to help homeowners avoid being scamed by those requiring up-front fees for LOAN MODIFICATION services.

PLEASE BE AWARE, we will NEVER require our clients to close a short sale if the terms and conditions require the client to pay out of pocket in order to close a short sale.

IMPORTANT: On a short sale, lenders customarily discount their payoff enough to allow for the purchase money to pay the agent’s commission along with other closing costs, thus avoiding any necessity for a homeowner to pay out of pocket expenses to close a short sale. If a shorting lender ever requires that our client contribute cash or any other consideration towards closing, we will not require that the client close the transaction.

UNDER NO CIRCUMSTANCES SHALL The Dinsmore Team BE LIABLE FOR ANY SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES THAT RESULT FROM THE USE OF THE INFORMATION OR MATERIALS ON THIS SITE, EVEN IF The Dinsmore Team OR AN AUTHORIZED REPRESENTATIVE OF DORSEY ALSTON HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

This policy is governed by the laws of the State of Georgia without giving effect to any principles of conflict of law.