Tag Archives: Save Money

Smart Ways to Reduce Expenses After Purchasing a Home

o-OLDER-WOMAN-TALKING-ON-PHONE-facebookWhen it comes to purchasing a home, while you may have been vigilant about budgeting in an effort to make sure that your new property would be affordable on a long-term basis, it’s no secret that the actual act of moving can cost a bit of money.  From movers to interior adjustments such as window treatments and paint, your wallet may take a hit for a few months.  However, while reducing your expenses in the beginning is important, there’s something to be said for fresh starts and cutting costs for an extended period of time.

Therefore, if you’re looking to start fresh with your move, consider the following tips to save money over the long-run.

AVOID THE LANDLINE: Sure, there is some benefit to installing a landline in your home; however, if you currently have one, when was the last time you really used it?  The number of people who are connected to landlines has rapidly fallen over the last few years, which makes sense since most of us have very little need or desire to pay for two phone lines.  Chances are pretty good that your cell phone lives within a 10-foot radius from you at all times, so skip the landline and spare yourself the expense.

SWITCH LIGHT BULBS: While incandescent lightbulbs may appear to be the cheaper option at the checkout, it’s important to realize that CFL or LED lightbulbs are up to four-times as energy efficient, turning a total home switch into a real money saver.

CONSIDER A PROGRAMMABLE THERMOSTAT: Most new homes are going come with thermostats that allow you to determine the automatic heating and cooling of your home for all hours of the day, which is great news if you work long hours.  If you find yourself purchasing a home that does not have this option, it may be worth your money.  Plain and simple, if you can turn your thermostat down by 10 degrees while you’re at work for eight hours, you can save anywhere from 5 to 15% on your heating bill—and the same goes for your air conditioning bill in the summer.

UNPLUG UNUSED DEVICES: While you may think you’re saving money by keeping unused devices turned off, the reality is that—whether on or off—if those devices are plugged in, they are still using electricity.  While the amount of electricity actually used is relatively small, when you multiply it by the number of plugged, but turned off, appliances in your home, it adds up.

Clearly, it’s not practical to unplug everything in your home when it’s not being used; however, you may want to consider keeping lesser-used items like the blender or pencil sharpener off the grid.

EAT IN YOUR NEW KITCHEN: While this may sound a bit silly, a large number of people find themselves eating out more than making food at home, which can place unnecessary strain on the wallet.  Even if you’re not much of a chef, what’s the point of having a beautiful, new kitchen if you don’t use it?  Bring a bit of savings into your life by skipping the takeout and packing a lunch or making dinner in the evening.  Aside from being healthier, your bottom line will thank you.

BUNDLE YOUR INSURANCE: If you’ve ever shopped for car insurance, you’ve probably been peppered with options about purchasing homeowners or renters insurance during the process.  While irritating if you’re not in the market for other services, as a new homeowner, bundling your policies can actually be a great thing.  Many insurance companies offer a sizeable discount if you combine your homeowner’s policy with your auto insurance policies, so if you’re currently using separate companies, you may want to look into making a switch.

For other tips, tricks, and ideas for saving money before, during, or after your move, feel free to contact me.  I’d love to hear from you.

Marie Dinsmore | The Dinsmore Team | www.DinsmoreTeam.com | 770-712-7789

The Top Ways that Real Estate Agents SAVE You Money

YoungCoupleSaveMoneyMovingThe beauty of hiring an experienced real estate agent is that they make the process of selling your property look easy.  However, the truth of the matter is that it takes a lot of work and knowledge to get a home through the closing process, which is worth remembering when the desire to stick a “For Sale by Owner” sign in your yard rears its ugly head.

Plain and simple, while you may cringe when thinking about the standard 6% commission that your agent will get when your home finally sells, it’s important to think about all of the advantages they bring to the table, especially when you find yourself in a tight spot.

FREE MARKETING – When it comes to selling, marketing is key. Effective sales strategies include marketing materials that will not only cost you some serious out-of-pocket cash, but require professional-looking design skills, which—let’s face it—most of us lack.

Instead, a great agent will not only provide you with an abundance of professional photographs, brochures, mailings, and advertisements, but will make sure your listing is seen by the right contacts.  Often times, finding a buyer is about numbers.  If no one is seeing your home, no one will buy it.

THEY’LL PUT YOUR BEST FACE FORWARD – When it comes to staging, most of us have our furniture and belongings organized for function; however, while comfortable, chances are good that your layout may not be what’s best for the look of the room. If the goal is to show things in best light possible, you’ll need an agent who can objectively assess your space and help you decide what to keep and what to place in storage. Clearly, buyers will be looking for aesthetic appeal, so having someone on hand to redistribute your furniture, make recommendations, and increase your home’s flair is crucial.

THEY KNOW PEOPLE – A solid agent will have a solid team working behind them—which includes everything from honest lenders, plumbers, electricians, inspectors, contractors, brokers, designers, landscapers, etc. Whether selling your home will require a bit of a backyard cleanup or a few coats of fresh paint, your agent should be able to recommend someone who will not only do a great job, but give you a fair price.

When attempting to sell your home on your own, it’s easy to cave and throw money at the problem; however, an agent will save you from spending your hard-earned money when not absolutely necessary.

MORE MONEY AT CLOSING – Whether you always understand it, a great agent will approach the home selling process with a strategy, which means they’re going to work their magic to get you the most money for your home. Whether that means under-pricing to stage a bidding war or showing your property before listing to entice that super-motivated buyer, they know exactly how to play things so that you get more money.

TIME IS MONEY – Plain and simple, agents do things what you cannot. Unless you went to school for real estate or regularly spend your time researching trends in the local market, chances are good that they have a better understanding of what it takes to get a home sold in as little time as possible. The longer your home stays on the market, the more money you lose, so it’s important to have someone in your corner who can do the heavy lifting and move the process along.

In the end, regardless of the season or time of year, if you’re looking to sell your current home, I can help.  My background is extensive and I know how to move homes from market to close.

To learn more about what I can do for you and your family, please feel free to contact me.

Marie Dinsmore | The Dinsmore Team | www.DinsmoreTeam.com | 770-712-7789

Community Resources

WELCOME

2019 Welcome Services

The Dinsmore Team has created this handy guide for both Buyers and Sellers. The guide lists trusted service providers that we use personally and professionally. The providers listed service the Forsyth and North Fulton County areas.

2014 Complete Guide to Moving

This 20-Page Guide will be your comprehensive source for selling your home and planning your move. It includes tips for getting ready to sell, planning your move, packing and transitioning into your new home.

2014 Home Owners Tip Guide

This 20-Page Guide will help you develop an annual maintenance schedule for your home's systems and appliances to help you avoid bigger problems by taking care of them while they are small. It's also a great resource for trouble shooting malfunctions on your own, saving you time and money.


utilities

Looking for a fast way to connect all of your utility services online? Try Connect Utilities.

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Marie@DinsmoreTeam.com

770-712-7789