Tag Archives: North Georgia

Why You Need a Realtor

RealtorWithClients-wide8Right off the bat, I understand that having a licensed Realtor write a blog about the reasons you should hire an agent may seem like a conflict of interest; however, I entered the complex world of real estate specifically because I believe that all current and future homeowners deserve to have someone in their corner when attempting to navigate the often confusing process of purchasing a home.

Plain and simple, with the over-abundance of technology flooding our consciousness every day, it’s no secret that searching for the perfect house has gotten easier.  Right at your fingertips, there are thousands of homes with details about everything from neighborhood locations and prior purchase dates, to photos, virtual walk-throughs, and a variety of builder specifics.  Gone are the days when you would have to spend hours driving through neighborhoods while collecting home fliers and scheduling dozens of showings—today, your access is instant.

Still, there’s a tried-and-true saying that is extremely pertinent in today’s market and it helps explain my list of reasons why you should hire an agent:

“Keep calm & let a Realtor handle it!”

1.)  APPRAISERS – When it comes time for an appraiser to look at your home, it helps to have someone who can run interference and provide them with the comparable sales which were used to determine your home’s proper listing price (this is especially helpful if the appraiser is not familiar with your neighborhood).

2.) BRING EVERYONE TOGETHER – While you may not realize it, closing on a home requires a lot of parties to be on the same page—from the loan officer, inspector, and appraiser, as well as the buyer’s Realtor and closing attorney—which means a lot of behind the scenes work will need to take place before everything is settled.  If you don’t want to see your deal fall apart before closing, it’s important to understand that a Realtor will keep things running smoothly.

3.) THEY KNOW THE MARKET – When it comes to getting a fair property price, a Realtor who understands the area is imperative so you don’t wind up overpaying for a home.  Plus, when it comes time for those nerve-wracking negotiations, an experienced agent will be able to fight on your behalf.

4.) SERVICE RECOMMENDATIONS – One of the great things about Realtors who have been in the business a while, is that they have a wealth of information about a myriad of service providers.  From contractors and painters, to roofers, landscapers, and electricians, your odds are good that a Realtor will be able to send honest, good providers your way.

5.) GREATER ACCESS – Sure, the internet will help you see some of what’s available; however, to truly gain access to the listed homes in your area, you’ll need a Realtor.  Otherwise, while you may be able to peruse “For Sale by Owner” homes on your own, it’s also important to note that those owners are NOT obligated to use sales contracts or disclosure forms (which protect you as the buyer) upon closing.

6.) CUTTING ACROSS STATE LINES – If you’re looking to move to another part of the country, a Realtor is imperative, especially if you aren’t familiar with where you’ll be heading.  Instead of worrying about the unknowns, a local agent will be able to take note of adequate neighborhoods, schools, shopping venues, etc.

7.) EXTENDED REACH – If you’re considering listing your home on your own, it’s important to remember that this may drastically limit your pool of buyers.  Realtors have an abundance of networking, advertising, and marketing resources at their disposal, so your home will sell that much faster.

In the end, an important bonus of working with a Realtor is that they will be there AFTER your sale is complete.  It’s only natural for questions to arise weeks—or even months—after you sign those papers, so if you’ve been working with an agent, you can rest assured that you’ll never be left in a lurch.

If you’re looking to buy or sell your home, or if you simply need some advice about the current market in North Georgia, I would love to be of service to you.

Marie Dinsmore | The Dinsmore Team | www.dinsmoreteam.com | 770-712-7789

 

Neighborhood Highlight: Ruth’s Farm – Alpharetta, GA

TPG_logo
12722790Developed through a partnership between The Providence Group and KM Homes, this spacious, upscale neighborhood provides elegant single-family homes starting in the low $600’s.
Each executive style property features all-new designs with standard three-car garages and four-sided brick or stacked stone exteriors; however, buyers also have the freedom to customize their home with an assortment of options, to include third level retreats, covered porches, two-sided fire places, media rooms, bonus rooms, sun rooms, and basement home sites.

Brentwood-Family-Roomw-300x212Currently, Fall move-in dates are being offered and the new Providence Group Design Center is available to help buyers select their interior design options once they’ve settled upon one of our models that range from 3,400 to 5,292 square feet, or four to six bedrooms.

Located just off exit 10 on 400, the division is within walking distance to Milton High School and provides easy access to Atlanta, Northpoint Mall, an assortment of upscale restaurants, and Lake Sydney Lanier.

Ruth’s Farm Schools:

Crabapple Crossing Elementary

12775 Birmingham Highway

Milton, GA 30004sitemap

770-740-7055

Northwestern Middle School

12805 Birmingham Highway

Milton, GA 30004

770-667-2870

Milton High School

13025 Birmingham Highway

Milton, GA 30004

770-740-7000

 

Marie Dinsmore | The Dinsmore Team | www.dinsmoreteam.com | 770-712-7789

So, What Exactly is the Fair Housing Act?

My-interracial-nuclear-familyWhen it comes to real estate and most forms of housing, the Fair Housing Act creates a blanket of sorts that envelops those looking to purchase or rent a residence.  In essence, while there are still stipulations, race, color, national origin, religion, sex, familial status, or disability cannot be a deciding factor in things such as refusing to rent or sell housing, set different terms or conditions, or deny a dwelling.

Dating back to the 1960’s, the large political movements pushing to outlaw discrimination also set their sights on a broad range of housing transactions—to include mortgage lending, advertising, zoning, and homeowner’s insurance.  Termed fair or open housing, President Lyndon B. Johnson urged congress to finally pass the federal Fair Housing Act, which sought to create a cohesive housing market in which a person’s look, culture, or background would not limit their access to property.

WHAT IS PROHIBITED?

In the sale and rental of housing, no one may take any of the following actions based on race, color, national origin, religion, sex, familial status, or disability:

  • Refuse to rent or sell housing
  • Refuse to negotiate for housing
  • Make housing unavailable
  • Deny a dwelling
  • Set different terms, conditions, or privileges for sale or rental of a dwelling
  • Provide different housing services or facilities
  • Falsely deny that housing is available for inspection, sale, or rental
  • For profit, persuade owners to sell or rent (blockbusting)
  • Deny anyone access to or membership in a facility or service (such as a multiple
  • listing service) related to the sale or rental of housing

In mortgage lending, no one may take any of the following actions on the basis of:

  • race, color, national origin, religion, sex, familial status, or disability
  • Refuse to make a mortgage loan;
  • Refuse to provide information regarding loans;
  • Impose different terms or conditions on a loan, such as different interest rates, points, or fees;
  • Discriminate in appraising property;
  • Refuse to purchase a loan; or
  • Set different terms or conditions for purchasing a loan

Individuals who feel that they have been discriminated against in the housing process can lodge a complaint with HUD’s Office of Fair Housing & Equal Opportunity (FHEO), where the issue in question will be forwarded to the state; however, it’s important to note that local agencies will be investigating the case instead of FHEO.

If you have any questions, I would love to be of service.  Please do not hesitate to contact me for assistance.

Marie Dinsmore | The Dinsmore Team | www.dinsmoreteam.com | 770-712-7789

Home Buyers: Avoid Counterfeit HVAC Refrigerants

297354Sadly enough, for every high-priced or in-demand product, there is often a market of counterfeit options that leave unsuspecting customers feeling angry and cheated.  While fake purses and watches tend to be a common—and even accepted—part of our society, additional counterfeit products are showing up on the market that fail to be harmless knock-offs.

Over the last few years, we’ve seen the cost of R-22 Freon skyrocket, which has left in its wake a trail of counterfeit and alternative refrigerants capable of damaging your HVAC system.  Therefore, if you find yourself in a position where you’re in need of refrigerant replacement, it’s important to understand the difference.

GENUINE REFRIGERANTS: These have not only been laboratory tested, but they are also approved by the EPA and HVAC manufacturers for use in their equipment.

ALTERNATIVE REFRIGERANTS: While these are approved by the EPA, they are not approved by the manufacturers for use in their equipment.  Although using these refrigerants is completely legal, it can void your manufacturer’s warranty.

COUNTERFEIT REFRIGERANTS: These are 100% illegal to use or sell, which obviously means they have not been approved by either the EPA or equipment manufacturers.  Generally comprised of some form of genuine refrigerant and a concoction of additives, these “cocktails” can be toxic and/or explosive, and generally require specialized hazmat methods for cleanup.

With this in mind, it’s important for home buyers to consider having all HVAC systems checked by a trusted HVAC specialist instead of a standard home inspector.  While general inspections are obviously necessary before purchasing a home, HVAC experts can spot alternative or counterfeit refrigerants, in addition to other potential issues which may require correction before closing.

If you need assistance and would like the referral of a great company, please contact me for more information.

Marie Dinsmore | The Dinsmore Team | www.dinsmoreteam.com | 770-712-7789

Two Years Running: Marie Dinsmore Receives 2014 Five Star Real Estate Award

2014-Five-Star-Professional-AwardFor the second year in a row, The Dinsmore Team is thrilled to announce that Marie Dinsmore has been selected as a Five Star Real Estate Agent award winner.  The Five Star Professional program is now the largest and most widely published venue for real estate awards in North America and is carried out using market-specific research throughout the U.S. and Canada.  With a focus on identifying service professionals who provide quality assistance to their clients, Five Star’s main research objective is to create a list of real estate agents who demonstrate impeccable levels of integrity, professionalism, knowledge, and concern for their clients.

In short, less than 7% of real estate agents in a given market are given this prestigious award.

To qualify, client satisfaction is measured on a yearly basis through recent homebuyer lists, consumer & homebuyer evaluations, agent regulatory history, and license information.  Unlike other awards of this nature, real estate professionals do not pay a fee to be represented in the research, which makes us thrilled to know that what we do on a daily basis matters to our customers.

0611_coverReal estate truly is our passion, so we couldn’t be happier about this latest accolade.  To learn more, Marie is going to be featured in the August issue of Atlanta Magazine and further information about the Five Star Real Estate Award can be found on their website.

Thank you for giving us your confidence and your support.  Referrals truly are the heartbeat of what we do, so we look forward to years of continued service.

Marie Dinsmore, Certified Luxury Home Marketing Specialist

The Dinsmore Team | www.dinsmoreteam.com | 770-712-789 | Marie@DinsmoreTeam.com