Tag Archives: North Georgia

So, What Exactly is the Fair Housing Act?

My-interracial-nuclear-familyWhen it comes to real estate and most forms of housing, the Fair Housing Act creates a blanket of sorts that envelops those looking to purchase or rent a residence.  In essence, while there are still stipulations, race, color, national origin, religion, sex, familial status, or disability cannot be a deciding factor in things such as refusing to rent or sell housing, set different terms or conditions, or deny a dwelling.

Dating back to the 1960’s, the large political movements pushing to outlaw discrimination also set their sights on a broad range of housing transactions—to include mortgage lending, advertising, zoning, and homeowner’s insurance.  Termed fair or open housing, President Lyndon B. Johnson urged congress to finally pass the federal Fair Housing Act, which sought to create a cohesive housing market in which a person’s look, culture, or background would not limit their access to property.

WHAT IS PROHIBITED?

In the sale and rental of housing, no one may take any of the following actions based on race, color, national origin, religion, sex, familial status, or disability:

  • Refuse to rent or sell housing
  • Refuse to negotiate for housing
  • Make housing unavailable
  • Deny a dwelling
  • Set different terms, conditions, or privileges for sale or rental of a dwelling
  • Provide different housing services or facilities
  • Falsely deny that housing is available for inspection, sale, or rental
  • For profit, persuade owners to sell or rent (blockbusting)
  • Deny anyone access to or membership in a facility or service (such as a multiple
  • listing service) related to the sale or rental of housing

In mortgage lending, no one may take any of the following actions on the basis of:

  • race, color, national origin, religion, sex, familial status, or disability
  • Refuse to make a mortgage loan;
  • Refuse to provide information regarding loans;
  • Impose different terms or conditions on a loan, such as different interest rates, points, or fees;
  • Discriminate in appraising property;
  • Refuse to purchase a loan; or
  • Set different terms or conditions for purchasing a loan

Individuals who feel that they have been discriminated against in the housing process can lodge a complaint with HUD’s Office of Fair Housing & Equal Opportunity (FHEO), where the issue in question will be forwarded to the state; however, it’s important to note that local agencies will be investigating the case instead of FHEO.

If you have any questions, I would love to be of service.  Please do not hesitate to contact me for assistance.

Marie Dinsmore | The Dinsmore Team | www.dinsmoreteam.com | 770-712-7789

Home Buyers: Avoid Counterfeit HVAC Refrigerants

297354Sadly enough, for every high-priced or in-demand product, there is often a market of counterfeit options that leave unsuspecting customers feeling angry and cheated.  While fake purses and watches tend to be a common—and even accepted—part of our society, additional counterfeit products are showing up on the market that fail to be harmless knock-offs.

Over the last few years, we’ve seen the cost of R-22 Freon skyrocket, which has left in its wake a trail of counterfeit and alternative refrigerants capable of damaging your HVAC system.  Therefore, if you find yourself in a position where you’re in need of refrigerant replacement, it’s important to understand the difference.

GENUINE REFRIGERANTS: These have not only been laboratory tested, but they are also approved by the EPA and HVAC manufacturers for use in their equipment.

ALTERNATIVE REFRIGERANTS: While these are approved by the EPA, they are not approved by the manufacturers for use in their equipment.  Although using these refrigerants is completely legal, it can void your manufacturer’s warranty.

COUNTERFEIT REFRIGERANTS: These are 100% illegal to use or sell, which obviously means they have not been approved by either the EPA or equipment manufacturers.  Generally comprised of some form of genuine refrigerant and a concoction of additives, these “cocktails” can be toxic and/or explosive, and generally require specialized hazmat methods for cleanup.

With this in mind, it’s important for home buyers to consider having all HVAC systems checked by a trusted HVAC specialist instead of a standard home inspector.  While general inspections are obviously necessary before purchasing a home, HVAC experts can spot alternative or counterfeit refrigerants, in addition to other potential issues which may require correction before closing.

If you need assistance and would like the referral of a great company, please contact me for more information.

Marie Dinsmore | The Dinsmore Team | www.dinsmoreteam.com | 770-712-7789

Two Years Running: Marie Dinsmore Receives 2014 Five Star Real Estate Award

2014-Five-Star-Professional-AwardFor the second year in a row, The Dinsmore Team is thrilled to announce that Marie Dinsmore has been selected as a Five Star Real Estate Agent award winner.  The Five Star Professional program is now the largest and most widely published venue for real estate awards in North America and is carried out using market-specific research throughout the U.S. and Canada.  With a focus on identifying service professionals who provide quality assistance to their clients, Five Star’s main research objective is to create a list of real estate agents who demonstrate impeccable levels of integrity, professionalism, knowledge, and concern for their clients.

In short, less than 7% of real estate agents in a given market are given this prestigious award.

To qualify, client satisfaction is measured on a yearly basis through recent homebuyer lists, consumer & homebuyer evaluations, agent regulatory history, and license information.  Unlike other awards of this nature, real estate professionals do not pay a fee to be represented in the research, which makes us thrilled to know that what we do on a daily basis matters to our customers.

0611_coverReal estate truly is our passion, so we couldn’t be happier about this latest accolade.  To learn more, Marie is going to be featured in the August issue of Atlanta Magazine and further information about the Five Star Real Estate Award can be found on their website.

Thank you for giving us your confidence and your support.  Referrals truly are the heartbeat of what we do, so we look forward to years of continued service.

Marie Dinsmore, Certified Luxury Home Marketing Specialist

The Dinsmore Team | www.dinsmoreteam.com | 770-712-789 | Marie@DinsmoreTeam.com

It’s Harvest Time in North Georgia!

Fall is a Great Time for Families

Whether you’re ready for some serious baking or just a chance to get out of the house and have some fun, we are very fortunate to be living in North Georgia.  September and October are packed with Fall festivals, fabulous produce and picturesque scenery.

BurtsOne of the most well-known family destinations in the Fall is Burt’s Pumpkin Farm.  This is the place for making great memories with the young ones, and also offers great backdrops for photos.   At Burt’s you can select your perfect pumpkin, winter squash, gourds. fall decorations and an assortment of goodies to eat.

For older children, be sure to visit Uncle Shuck’s pumpkin patch haunted corn maze.

Ellijay’s 42nd Annual Apple Festival

There are many orchards and farms surrounding Ellijay where you can take the family and pick a peck of apples for just $10!  Apple season is August through October.  Be sure to visit each farm’s website to get detailed information.

The culmination of apple season is celebrated by Ellijay’s Fall Festival during two weekends in October (October 12th and 19th).  They have a parade and antique car show each year, as well as over 300 vendors offering hand-crafted items and demonstrations.

North Georgia FarmsApples

Burt’s Pumpkin Farm

Uncle Shuck’s

Georgia Apple Festival

Mercier Farms

Red Apple Barn

Reese Apple Orchards

Hillcrest Orchards

R&A Orchards

Marie Dinsmore, Certified Luxury Home Marketing Specialist

The Dinsmore Real Estate Team  |  www.dinsmoreteam.com

Marie@DinsmoreTeam.com | 770-712-7789

Community Resources

WELCOME

2019 Welcome Services

The Dinsmore Team has created this handy guide for both Buyers and Sellers. The guide lists trusted service providers that we use personally and professionally. The providers listed service the Forsyth and North Fulton County areas.

2014 Complete Guide to Moving

This 20-Page Guide will be your comprehensive source for selling your home and planning your move. It includes tips for getting ready to sell, planning your move, packing and transitioning into your new home.

2014 Home Owners Tip Guide

This 20-Page Guide will help you develop an annual maintenance schedule for your home's systems and appliances to help you avoid bigger problems by taking care of them while they are small. It's also a great resource for trouble shooting malfunctions on your own, saving you time and money.


utilities

Looking for a fast way to connect all of your utility services online? Try Connect Utilities.

Please let us know if there are other resources you'd like to see.

Marie@DinsmoreTeam.com

770-712-7789