Tag Archives: Dinsmore Team

Home Ownership – The American Dream

History of National Home Ownership Month

June is National Home Ownership Month.  Do you know the history of the American Dream of home ownership?

In the 1800s, most Americans had no way of really owning a home.  Mortgages became common only after the U.S. banking system came into being after the 1860s National Bank Acts.

During the time of the Great Depression, the banks did not have any money to lend and the average borrower didn’t have any cash.  As a result, people couldn’t afford to buy homes, while existing homeowners often failed to pay their debt.  To stabilize the housing market, the U.S. government created the Home Owners’ Loan Corporation in 1933, the Federal Housing Administration in 1934, and the Federal National Mortgage Association (now known as Fannie Mae) in 1938.  All these institutions took homeownership to new heights and helped prevent a crash in the housing market.

What changed the face of the housing industry, along with that of the American economy, was the G.I. Bill of 1944.  This bill provided subsidized mortgages for the veterans of World War II.  Another milestone in the history of American housing came when Congress passed the Fair Housing Act of 1968.  The Act was signed by President Lyndon B. Johnson and banned discrimination in housing based on religion, race, gender, and national origin.  It came into being only a few days after the assassination of Martin Luther King, Jr.

In its 87 years of existence, the Federal Housing Administration (FHA) has saved America an almost $4 trillion loss of household wealth.  It has helped more than 44 million citizens to become homeowners.

National Homeownership Week began in 1995, which was a strategy of the administration under President Bill Clinton to increase homeownership across America.  Later, in 2002, President George W. Bush expanded the period of observance from a week to the entire month of June.  National Homeownership Month reinforces the belief that owning a home is one of the steps toward achieving the American dream.

My passion is helping people home ownership and finding their dream home.

Information derived from NationalToday.com

In appreciation,

Marie Dinsmore

Experience, Passion, and Commitment to Excellence!

Circle of Excellence 2021

2021 was another challenging year both personally and for real estate.  With the pandemic still looming and low inventory of homes, etc., we were still able to help many clients with their real estate needs. We feel very grateful and blessed to be honored again and to be among those achieving the Circle of Excellence Award from the 400 North Board of Realtors for 2021.

While it’s an honor and I’m very grateful to receive these awards, it’s not necessarily my goal. My goal is to give my clients the best possible service possible, whether it is to help them sell their home or to find them their perfect new home. My passion is helping people. That is why I strive for a high level of service and as a result, I have many repeat clients as well as referrals of friends and family over my 20-year real estate career. For this, I am truly grateful for my client’s trust and confidence.

One of the other ways I service my clients is my knowledge of the market. I continue to make sure I am well versed in all matters of real estate. As a REALTOR, we are tasked each year to accomplish additional education units. I typically go beyond what is required. I am certified in negotiating, probate, distressed property, luxury home market, iRep Pro, etc. So, please know whatever someone’s real estate needs are, I will always do my very best to deliver the ultimate service experience.

For a list of certifications and awards, please see our ‘About’ page.

In Appreciation,

Marie Dinsmore

RE/MAX Around Atlanta

Marie@DinsmoreTeam.com

Experience, Passion, and Commitment to Excellence

Feeling Grateful

Despite such a challenging year of 2020, with the Pandemic, low inventory of homes, etc. we are very honored to have been among those achieving the Circle of Excellence Award from the 400 North Board of Realtors.

While it’s an honor and I’m very grateful to receive these accolades, honors, and awards, it’s not necessarily my goal that I set out to achieve each year. My goals are to give my clients the best possible service possible, whether it is to help them list, stage, and get the best price for their home or to find them their perfect new home.  My passion is helping people.  As a result, by providing this high level of service, I have many repeat clients as well as referrals of friends and family over my 19-year real estate career.  For this, I am truly grateful for their trust and confidence.

One of the other ways I service my clients is my knowledge of the market.  I ensure I am well versed in all matters of real estate.  As a realtor, we are tasked each year to accomplish so many education units.  I typically go beyond what is required.  I have been certified in negotiating, probate, distressed property, luxury home market, iRep Pro, etc.  So, please know whatever someone’s real estate needs are, I will always do my very best to deliver the ultimate service experience.

For a list of certifications and awards, please see our ‘About’ page.

In Appreciation,

Marie Dinsmore

The Dinsmore Team

Experience, Passion, and Commitment to Excellence

Deal with a Home that’s Not Move-In Ready

lkjAfter months—and possibly even years—of planning, searching, and organizing, you’ve finally done it—you’ve signed the paperwork and left with the keys to your new home; however, unless your purchase is totally move-in ready, you’re just getting started.

If you’ve decided to close on a house that could use a little bit of TLC, it’s important to understand the amount of money and effort it will take to make your home something you are truly happy with.  At the very least, a little paint will help spruce things up; however, in all reality, if there’s updating to be done, it may take more than a new color scheme.

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Featured Neighborhood: Provence in Cumming, GA


provence_wilmington_front_dusk_web
Featuring just over 200 home sites in desirable South Forsyth County, this impressive swim and tennis community is the perfect place to create memories for years to come.  Combined with great schools, low county taxes, and amazing amenities, this picturesque community is nothing short of amazing.

Starting in the mid-$400s, each home includes striking exterior details with full brick sides and patios or decks off the main level, as well as architectural shingles and glass, and professionally landscaped yards.  Inside, you’ll find trey ceilings and two-piece crown molding, as well as columns, arches, and a fireplace with slate surround.

provence_wilmington_kitchenThe kitchen comes standard with granite countertops, stainless steel appliances, and beautifully-designed recessed lighting, as well as a spacious island and tile backsplash.  In the master, you’ll find a soaker garden tub with a wood-trimmed skirt board, as well as raised height vanities, spacious walk-in closets, and cultured granite countertops.

For buyers interested in energy efficiency, it’s worth noting that each home meets the Environments for Living Program Platinum Performance Standards, which allows homeowners to save up to 42% of annual energy usage.  In addition, each home also includes elongated water-saving commodes and high-efficiency gas, heating, and electric cooling systems, as well as programmable thermostats on each floor and Whirlpool energy efficient appliances.

SCHOOLS:provence_wilmington_fountain

Shiloh Point Elementary

8145 Majors Road

Cumming, GA 30041

678-341-6481

 

provence_wilmington_basement_gameroom_web

Piney Grove Middle School

8135 Majors Road

Cumming, GA 30041

678-965-5010

 

notting_hill_brunswick_basementSouth Forsyth High School

585 Peachtree Parkway

Cumming, GA 30041

770-781-2264

 

SHOPPING: 

The Collection at Forsyth

North Georgia Premium Outlets

Northpoint Mall

Mall of Georgia

 

HOSPITALS:

Northside Forsyth

Northside Hospital

North Fulton Hospital

Children’s Healthcare of Atlanta – Forsyth

 

If you’d like to schedule a showing or would like to learn more about this beautiful neighborhood, please feel free to contact me.

Marie Dinsmore | The Dinsmore Team | www.DinsmoreTeam.com | 770-712-7789