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  • Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from Marie and Ron Dinsmore, a proven Cumming - Alpharetta - Duluth - GA - Georgia NUMBER1EXPERT™ Top Selling real estate agent.

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Real Estate Tips
Financing Your Home >Hybrids Offer Low Rates

In the field of home financing, "hybrid" mortgages have grown in popularity with homebuyers. With interest rates gradually rising in today's market, the hybrid mortgage product saves money, provides a period of fixed-rate security and helps buyers qualify for financing.

Hybrid mortgage loans offer a very low fixed-rate for a period of time, usually from 5 to 7 years, then revert to an adjustable rate mortgage (ARM) for the remainder of the term of the loan. The interest rate is typically lower than with a 30-year fixed-rate loan, and the borrower has the assurance that the rate will not change for a period of years. Such a loan works well for buyers who plan on reselling the home within a finite period.

Other specialty mortgages now available include an ARM loan with a provision allowing it to be converted to a fixed-rate loan when that is a practical step for the borrower. Still others offer an interest-only loan that requires payments to be made on the interest only for a specified number of years, then reverts to an amortized loan with interest and principal payments each month. Consult with an experienced mortgage professional to determine whether one of these loan products will meet your needs.

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Real Estate Trivia
Q 
What high-profile rental property rents for $13,500 a month although the star hasn't lived there for over 20 years?

A 
Shirley MacLaine's name is still used to promote her Encino, CA, estate even though she hasn't lived there in years.
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The Dinsmore Team
RE/MAX Professionals

6290 Abbotts Bridge Rd.
Bldg. 600, Suite 602
Duluth, GA 30097
Office: : 770-932-1600
Cell: : 770-712-7789
Fax: : 770-888-7793
Ron@DinsmoreTeam.com
Marie@DinsmoreTeam.com

The Dinsmore Team represent an established professional multi-million dollar producing team that builds relationships through loyalty, trust and transparent communication. Whether Buying, Selling, Renting or Investing, the Dinsmore Team will represent you with the highest degree of integrity. Our specialties are Residential, Luxury Estates, Waterfront Properties, Resales, Relocation, Acreage, Condominiums, Townhomes and Investment Properties.

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